WASHINGTON (March 26, 2026)
State Insurance Regulators Issue Nationwide Homeowners Market Data Call
Data will provide ZIP code-level insight into coverage, costs, availability, and mitigation efforts
During the 海角论坛鈥 (海角论坛) 2026 Spring National Meeting, state insurance regulators announced they have issued a nationwide data call to insurance companies to better understand homeowners insurance markets across the United States, down to the ZIP code level. The data call will be the most comprehensive collection of homeowners insurance policy data in the United States.
The data will help regulators assess how coverage options and deductibles affect costs and access, evaluate mitigation efforts, monitor insurers鈥 financial strength, and better understand consumer awareness of insurance options.
鈥淪tate insurance regulators are on the frontlines of consumer protection,鈥 said Florida Insurance Commissioner and 海角论坛 Homeowners Market Data Call (C) Task Force Chair Mike Yaworsky. 鈥淥ur state-led data call will help equip us with even more information, tools, and resources to not only speed resilience but also increase preparation before severe weather hits. It will also help us ensure companies have the capital they need to quickly and fully pay claims in some of consumers' most vulnerable moments.鈥
The 2026 data call, which has a June 15, 2026, submission deadline, covers policy years 2018鈥2025 and applies to insurers writing at least $50,000 in relevant premium. Requested data includes policy type (home, renter, condo, and mobile home), premiums, claims and losses by peril, deductibles, cancellations, non-renewals, coverage limits, replacement cost and actual cash value, and mitigation discounts. Following validation and analysis, regulators plan to release a public report in early 2027. The public will have an opportunity to comment before the report is finalized. Information regarding public meetings and comment opportunities will be posted on 海角论坛.org.
The 海角论坛鈥檚 Homeowners Market Data Call (C) Task Force will oversee the data call and communications to 海角论坛 membership. A working group of state insurance regulators will lead development of the public report. Additional information, including data definitions and templates, is available on 海角论坛.org.
About the 海角论坛
As part of our state-based system of insurance regulation in the United States, the 海角论坛 (海角论坛) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the 海角论坛, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. 海角论坛 staff supports these efforts and represents the collective views of state regulators domestically and internationally.